"The objective of the Citizen Entrepreneur Mortgage Assistance Equity Fund (CEMAEF) is to mitigate the process whereby citizen investments in commercial/industrial properties and land facing foreclosures by the lending institutions are easily acquired by non-citizens. It is therefore not the objective of CEMAEF per se to insulate citizen investors in the commercial / industrial property sector from fore-closures. The objective of CEMAEF is similar to that of the Trust Fund, which is to be established under the Privatisation Policy for Botswana, which is to warehouse shares in privatised entities for later sale to citizen individuals or companies. Indeed consideration will be given to merging the two funds once the latter is operational."