"This report examines a basic current (cheque) account and the charges imposed by the five commercial banks in Botswana (Barclays Bank, Bank of Baroda First National Bank, Stanbic Bank and Standard Chartered Bank). The bank charges are then compared with those charged by the three major commercial banks in South Africa (ABSA, Standard Chartered and First National Bank). Given the importance of savings in the country, and the negative impact high bank charges may have on national savings, the report also examines the charges imposed on savings accounts."