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Switching costs, Relationship Banking & MSMEs Formal Bank Credit in Zambia

"We find that MSMEs choice of the main-bank does not persist signaling the absence of switching costs and the vague role of relationship banking. Moreover, switching a main-bank has no effect on lending interest rates. Our results imply that MSMEs a…

Extending MSMEs' Access to Trade Finance under the AfCFTA

The African Continental Free Trade Area (AfCFTA) provides opportunities for financial sector development across the continent, but it also poses a real test for the region’s financial system. An effective and functional financial sector is crucial f…

A Contextual Financial Analysis of Green Micro, Small and Medium Enterprises/Local Green Enterprises in Uganda

The Micro, Small and Medium Enterprises (MSMEs) dominate Uganda’s economy. They play a pivotal role in production and supply chains, value addition, technology transfer, development and innovation. MSMEs, underpin the country’s competitiveness, empl…

A Rapid Assessment of the Effect of the COVID-19 Lockdown on Micro, Small and Medium Transport Businesses in Uganda

Since the outbreak of the COVID-19 pandemic, Uganda has instituted two lockdowns—in March 2020 and June 2021. The second lockdown to contain the spread of COVID-19 has had far-reaching effects on a wide range of businesses. A rapid assessment was co…

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