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Old Problems, New Solutions: Harnessing Technology and Innovation in the Fight against Global Poverty

"This document comprises several policy briefs 1)The Innovation Revolution and its Implications for Development – the authors explore how technology-driven innovations in finance, management and accountability can catalyze scaled up development inte…

The State of ICT in South Africa

There is extensive evidence now that, as technology evolves from basic voice services to that of broadband, the value of networks increases exponentially with significant multiplier effects impacting positively on economic growth and individual well…

Exploring Fintech Solutions for Women

New digital technologies are revolutionizing the financial services industry around the world. Africa has been an innovation hub in this area, due to its rapid adoption of mobile communication networks. How might the explosion of fintech platforms…

Digitising Financial Services: A Tool for Financial Inclusion in South Africa?

Financial inclusion offers incremental and complementary solutions to tackle poverty, promote inclusive development and address the Sustainable Development Goals. This paper examines financial inclusion and provides a macro view of the overall benef…

Navigating COVID-19: Africa Women and Digital Financial Access in South Africa and Nigeria

Not unlike the rest of the world, COVID-19 related socioeconomic shocks in South Africa and Nigeria are disproportionately experienced by women due to persistent pre-pandemic gender inequalities that affect access to economic opportunities. Digital …

Information, Price, and Barriers to Adoption and Usage of Mobile Money: Evidence from a Field Experiment in the Gambia

Mobile money has been heralded as a way to foster financial inclusion. While it has become popular in developing countries, most notably in African nations, there are still strong barriers to its adoption and usage. The purpose of this study is to e…

Macroeconomic Performance of the IGAD Economies and the State of Digital Financial Services: Annual HESPI Report on IGAD Economies

The Inter-governmental Authority for Development (IGAD) regional economic community for the countries of the Horn of Africa (HoA) was hit by the COVID-19 pandemic in addition to the region’s recent and prevalent challenges of shocks such as conflict…

Should Governments Tax Digital Financial Services? A Research Agenda to Understand Sector-specific Taxes on DFS

Digital financial services (DFS) have rapidly expanded across Africa and other low-income countries. At the same time, low-income countries face strong pressures to increase domestic resource mobilisation, and major challenges in taxing the digital …

Digital Financial Services and Digital IDs: What Potential do They have for Better Taxation in Africa

New digital technologies are now being widely used in Africa and lower-income countries (LICs). This has had an impact on tax administration, which has been increasingly digitised. Specifically Digital Financial Services (DFS) and digital IDs can im…

Digital Payments Taxation Factsheet: Kenya

Digital financial services are growing in Kenya and play an important role in supporting the financial inclusion of the poor.

Digital Payments Taxation Fact sheet: Tanzania

Digital financial services in Tanzania have increased the efficiency of service delivery and lowered the cost of financial transactions, thereby increasing the financial inclusion of the poor.

Digital Payments Taxation Factsheet: Uganda

Digital financial services are growing in Uganda and play an important role in supporting the financial inclusion of the poor.

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