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Access to finance is often cited as one of the major factors impeding the growth of women-owned businesses in developing countries. However, one critical question that remains in the existing literature is whether this “access problem” is due to act…
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This research investigates whether women entrepreneurs in small and medium-sized enterprise (SMEs) in Nigeria are marginalised in formal credit markets compared to their male counterparts. The study also investigates the impact of credit access on…
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Financial inclusion offers incremental and complementary solutions to tackle poverty, promote inclusive development and address the Sustainable Development Goals. This paper examines financial inclusion and provides a macro view of the overall benef…
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Ghana’s banking sector is the second-largest in the West African Monetary Zone and recorded a 33.9% increase in total assets between June 2016 (GHS 66.29 billion) and June 2018 (GHS 100.35 billion). But during the past two years, the country’s finan…
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Mobile financial services are gaining prominence and could be a possible avenue for fast-tracking financial inclusion in developing countries, including Malawi. However, adoption and usage of such services remains low among the Malawi population. Th…
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Between 800 A.D. and 1,000 A.D., Somalis exported gums, precious gems, ghee and ostrich feathers particularly to Ethiopia and nearby Arabia (the Arabian Peninsula). They also traded slaves who were brought to the ports from further inland. The Musl…
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This paper investigates the welfare gains following changes in aggregate financial access. Using individual-level data collected in Zambia between 2009 and 2015, results show that increasing the number of financial access points improved the quality…
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The Inter-governmental Authority for Development (IGAD) regional economic community for the countries of the Horn of Africa (HoA) was hit by the COVID-19 pandemic in addition to the region’s recent and prevalent challenges of shocks such as conflict…
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Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial inclusion persists. This paper examines gender disparities in financial inclusion in Tanzania using descriptive and regression analyse…
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Majority of the businesses in developing countries, Uganda inclusive fall under Small and Medium Enterprises. They employ the largest part of the population and contribute to livelihood improvement and sustainability. SMEs thus play a significant ro…
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A key lesson from the global financial crisis of 2007-2009 and the ensuing widespread economic dislocations is the reminder of the nexus between financial system stability and resilience, and macroeconomic stability. Also, emerging research efforts …
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"In this paper, we analyze the financing gap of SMEs in Ethiopia and recommend ways of addressing the financing gap. Specifically, the study addresses a) the financing needs and financing options of SMEs in Ethiopia, b) Key constraints of SMEs acces…
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