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Access to finance is often cited as one of the major factors impeding the growth of women-owned businesses in developing countries. However, one critical question that remains in the existing literature is whether this “access problem” is due to act…
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This research investigates whether women entrepreneurs in small and medium-sized enterprise (SMEs) in Nigeria are marginalised in formal credit markets compared to their male counterparts. The study also investigates the impact of credit access on…
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Financial inclusion offers incremental and complementary solutions to tackle poverty, promote inclusive development and address the Sustainable Development Goals. This paper examines financial inclusion and provides a macro view of the overall benef…
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Ghana’s banking sector is the second-largest in the West African Monetary Zone and recorded a 33.9% increase in total assets between June 2016 (GHS 66.29 billion) and June 2018 (GHS 100.35 billion). But during the past two years, the country’s finan…
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Mobile financial services are gaining prominence and could be a possible avenue for fast-tracking financial inclusion in developing countries, including Malawi. However, adoption and usage of such services remains low among the Malawi population. Th…
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Between 800 A.D. and 1,000 A.D., Somalis exported gums, precious gems, ghee and ostrich feathers particularly to Ethiopia and nearby Arabia (the Arabian Peninsula). They also traded slaves who were brought to the ports from further inland. The Musl…
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This work aims to show the central role of the network in the functioning of governance systems regarding savings and credit cooperatives, and to assess the influence of the membership of a cooperative in a network on its performance. Based on an em…
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This work aims to show the central role of contingency variables and organizational learning for the definition of effective modes of governance in MFIs. Thus, the dependence of the MFI on resources, the culture that can be national or organizationa…
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Mobile money has gained so much prominence in the developing world in recent times due to its potential to bring on board the financially excluded people in the rural areas and transform the mainly cash economies of developing countries into a cashl…
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The Complete English Title of this document: Complementarity between Banks and Microfinance Structures in Sub-Saharan Africa: a reflection from the analyzes of G. B. Richardson. The main object of this paper is mainly the analysis of the complementa…
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"Using evidence from two rural wards in the Umfolozi region, this paper critically investigates the dynamics and constraints of small-scale sugarcane production under conditions of decline. The rapid decline in small-scale sugarcane production was h…
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"Capital flight has become an increasing source of concern for policy makers in developing countries, including African economies, since it represents a severe constraint for growth and development. This paper analyzes how the domestic and global fi…
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"This event focused on three areas: ● China’s changing role in the global economy and the impact of this on African economies, as well as on development in Africa generally; ● the role of natural resources and wildlife in China-Africa trade, inclu…
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"In this paper, we analyze the financing gap of SMEs in Ethiopia and recommend ways of addressing the financing gap. Specifically, the study addresses a) the financing needs and financing options of SMEs in Ethiopia, b) Key constraints of SMEs acces…
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"Money laundering has traditionally been associated solely with banks. Action to combat money laundering has therefore focussed on the banks, reflecting the historical emphasis on the laundering of street cash derived from the sale of drugs. While i…
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"The study attempted to characterize the nature and determinants of bank distress in Nigeria, as well as the approaches adopted by the supervisory agencies to ensure that banks operate safe and sound practices. In doing this, it combined a non-nor…
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"This paper measures the efficiency of WAEMU banks and its determining factors, after the banking system reforms from 1993 to 1996. Data envelopment analysis (DEA) was used for assessing technical efficiency and a stochastic frontier analysis (SFA) …
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"This study assessed the role of institutional lending policies among formal and informal credit institutions in determining the access of small-scale enterprises to credit in Kenya. The results of the study show that the limited use of credit refle…
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"The Study has two main objectives. The first is to investigate complimentary and competitive deposit and credit links between informal and formal/semi-informal financial sectors of the economy of Malawi. The study examines the behaviour of borrower…
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"Financial sector reforms led to the removal of credit ceilings and interest rate controls and opened the banking system to new competition. This study examines the effect of financial sector reforms on market structure, financial intermediation, sa…
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